While a majority of people get their health insurance through their employer in Forest Hills, Grand Rapids, Kentwood, Walker, Wyoming, MI, and the surrounding areas, there is still the need for individual health insurance plans for a good portion of the working population. In many cases insurance coverage is needed for a whole family, and family insurance from Weadock & Associates is the best way to ensure that all members of your family are covered. While having individual health insurance plans might seem to be the way to go, it is usually more cost effective to have a single policy that covers a spouse and any children as well. As an independent insurance agency we work with many different insurance companies and can find you the best rates and coverage for your family needs. Contact us today to schedule a time to review your family health insurance needs.

The Steps to Choosing the Right Family Health Insurance Plan

We will look at several different marketplaces that offer family health insurance so that you can see the differences between them. Once we have the specifics for your family needs, including the coverage of a spouse and the number of dependent children under 26, we can then begin the process of reviewing those plans. There are different kinds of family health insurance as well, from HMOs to PPOs and other offerings.

The comparison stage is very important, and you will want to pay particular attention to the areas that will concern your family most. For example, if there is a specific doctor that you want to see, you will want to make sure that they are included in your plan. The coverage of specific drugs is also important to keep in mind as well, and these specifics will help narrow down the available options you have.

Don’t Wait to Get Coverage

It may be tempting to put off getting a family health insurance plan, but this is like gambling with your health as well as your family’s health. An accident can happen at any time, and you don’t want to be caught without health insurance at the wrong time. It is best to work with an independent insurance agency because we can get several different quotes for insurance rather than working with a captive insurance agent that can only offer you one insurance option.

Our experienced team can help you to review the important aspects to the different family health insurance plans offered in Forest Hills, Grand Rapids, Kentwood, Walker, Wyoming, MI, and the surrounding areas, including premiums, co-pays, drug coverage, deductibles, and more. Contact our team at Weadock & Associates today to get started on finding the right family health insurance plan for your needs.